How to add UPI or Net Banking as payment method to add money to the Apple wallet


Apple ID Balance How to add UPI or Net Banking as payment method to add money to the Apple wallet

As a result of new guidelines laid down by the Reserve Bank of India back in October 2021, most subscription-based services that offer recurring payment options had to make some changes to their payment plans.

Apple too has made changes to the payment options it offers. Going forward, the company has stopped accepting payments via debit or credit cards for app purchases or subscriptions on App Store.

Apple users can now only make payments or buy subscriptions using Apple ID balance. To be able to do that, users will be required to add funds to make the purchases. And, to add funds the only option available right now is via UPI or Net banking.

So, if you have subscribed to any Apple services or looking to buy an app from Apple App Store, you’ll need to add a certain amount to your Apple ID Balance and here’s how to do it.

How to add funds to Apple ID Balance using iPhone or iPad


Open Settings on your device and tap on Apple ID at the top of the page


Now, tap on the Payment & Shipping option


Choose the payment method — UPI or Net Banking

Here you’ll need to choose between UPI and Net Banking

Tap on the UPI option and enter the UPI ID (UPI ID can be found in the banking app or via the online payments app settings like Google Pay, Paytm, PhonePe, etc) and hit Done

  • Adding funds using Net Banking

On the Payment & Shipping, choose Net Banking and enter your Net Banking login credentials and hit Done


Once the payment method is added, it will then redirect you to the Payment page

Here, you’ll find pre-defined options like Rs 2,000, Rs 1,000, Rs 5,000 and Other. You can either tap on one of the preset options or tap on Other to add the amount manually and hit Done.

Apple will then ask you to choose the payment method — Default, UPI or Net banking, in case you’ve multiple payment modes added. Choose the one you want to use and hit Done at the top right corner. The amount will be added to Apple ID Balance.


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