How to use your bank credit cards to make utility payments using Google Pay


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How to use your bank credit cards to make utility payments using Google Pay

UPI (Unified Payments Interface) is one of the most common ways of making online payments these days. It’s easy, simple and available right at your fingertips. All users need is to either scan the QR code or enter the phone number of the receiver. In addition to that, most online portals like e-commerce platforms, and recharge sites, also accept this mode of payment.

Recently, RBI has allowed Rupay credit cards to be used as the payment mode for UPI. This means users can now use their credit cards to make UPI payments. It is also important to note that, while Rupay credit card support has been announced, it is up to the UPI payment apps to add the support. Meanwhile, most of them allow users to link their Visa cards and Mastercards with the app, but there’s a catch.

You can’t use your credit card, as of now, to make transfer money or pay at a local store near you. The only thing that you can use it for making bills and utility payments like electricity bill, recharging a phone number, etc.

Here’s how to link credit cards with Google Pay to make payments:

1.

Open the Google Pay app on your smartphone

2.

Tap on the profile icon at the top right corner

3.

Then, tap on the Bank account option and choose ‘Add credit or debit card’

4.

You can either scan your credit card or enter the details manually

Then, you’ll be asked to enter your billing address and mobile number for card verifications.Once done, head to any utility payment option and proceed to the payment screen by entering the amount. Here, choose your linked credit card to make the payment.

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